Polyshares

These Terms of Service (the "Terms") govern your access to and use of the Site and any products, features, smart contract interfaces, APIs, and services made available by Polyshares (collectively, the "Service"). PLEASE READ THESE TERMS CAREFULLY. By accessing or using the Service, you agree to be bound by these Terms and acknowledge that you have read and understood them. If you do not agree, do not use the Service.

IMPORTANT: THE SERVICE IS AN EARLY-STAGE MVP/BETA. Features are experimental, may change at any time, and may be incomplete, inaccurate, or unavailable.

1. MVP / BETA STATUS; NO RELIANCE

1.1 Experimental Service. The Service is provided as an early-stage MVP/beta offering for evaluation and iteration. The Service may include test features, partially deployed components, limited monitoring, limited customer support, and non-final user experience flows.

1.2 No Reliance; No Finality of Descriptions. Any descriptions of functionality, policies, economics, token mechanics, program structures, or roadmaps are non-final and provided for informational purposes only. You agree that you will not rely on any statement on the Site or within the Service as a commitment, promise, warranty, or guarantee that any feature, mechanic, or program will exist now or in the future, or that it will remain unchanged.

1.3 Changes Without Notice. We may modify, replace, remove, disable, suspend, or discontinue any part of the Service (including any feature, integration, eligibility gating, or supported networks) at any time, with or without notice. We may also change these Terms as described in Section 3.

2. DEFINITIONS

For purposes of these Terms:

• "Digital Asset" means a digital token, cryptocurrency, or similar blockchain-based asset.
• "Company Coin" means a Digital Asset described on the Service as a tokenized loyalty or affinity asset, which may be issued by a third-party company (an "Issuer").
• "Issuer" means a third party (typically a business) that creates, sponsors, administers, or is associated with a Company Coin program, benefits, or rules.
• "Wallet" means a blockchain wallet (self-custodial or custodial) capable of holding and transferring Digital Assets.
• "Third-Party Services" means any third-party software, services, protocols, wallets, onramps, blockchains, bridges, DEXs, aggregators, smart contracts, data providers, or other products not owned or controlled by Polyshares.

3. CHANGES TO TERMS

3.1 We May Update These Terms. We may update these Terms at any time. If we do, we will revise the "Last Updated" date at the top. Your continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

3.2 Material Changes. We may, but are not required to, provide additional notice for material changes. You are responsible for reviewing the Terms periodically.

4. ELIGIBILITY; PROHIBITED USE; COMPLIANCE WITH LAWS

4.1 Eligibility. You must be at least 18 years old (or the age of majority where you live) to use the Service.

4.2 Compliance With Laws. You are solely responsible for ensuring that your use of the Service complies with all applicable laws, rules, and regulations, including those relating to Digital Assets, financial services, taxes, and consumer protection.

4.3 Restricted Jurisdictions / Sanctions. You may not use the Service if you are located in, a citizen of, resident of, or otherwise subject to laws of any jurisdiction where access or use would be illegal or restricted. You may not use the Service if you are subject to sanctions or listed on any restricted party list maintained by the U.S. or any other applicable authority.

4.4 Prohibited Conduct. You agree not to:

• use the Service for unlawful purposes, fraud, or deceptive practices;
• interfere with, disrupt, or attempt to gain unauthorized access to the Service;
• use bots, scrapers, or automated methods to access the Service (except as expressly permitted);
• circumvent or attempt to circumvent any eligibility controls, geographic restrictions, rate limits, or security features;
• engage in any activity that could harm the Service, our users, Issuers, or Third-Party Services.

16. DISCLAIMERS

16.1 AS IS. The Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, whether express, implied, or statutory.

16.2 No Warranties. We disclaim all warranties, including merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and security.

16.3 No Guarantees. We do not guarantee any results, outcomes, benefits, token utility, liquidity, market activity, redemption availability, or value.

17. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Polyshares and its officers, directors, employees, contractors, agents, affiliates, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, or value, arising from or related to your use of (or inability to use) the Service, Digital Assets, Company Coins, Third-Party Services, or any blockchain network.

19. DISPUTE RESOLUTION; ARBITRATION; CLASS ACTION WAIVER

19.1 Governing Law. These Terms are governed by the laws of the State of Delaware, without regard to conflict of laws rules.

19.3 Binding Arbitration. If a dispute is not resolved informally, you and Polyshares agree to resolve any dispute arising out of or relating to these Terms or the Service through binding arbitration administered by JAMS under its rules, in New Castle County, Delaware (or another mutually agreed location).

19.4 Class Action Waiver. You agree that disputes will be resolved on an individual basis. You waive any right to participate in a class action, class arbitration, or representative proceeding.

21. CONTACT

Questions about these Terms may be sent to: official@polyshares.xyz